Our Specialties
COMMERCIAL PROPERTY INSURANCE
$5,000,000 IN HOUSE QUOTING AND BINDING AUTHORITY
| COVERAGES AVAILABLE: BASIC SPECIAL FORM PRIMARY & EXCESS LAYERS PRO-RATA PARTICIPATION STOCK REPORTER BUILDERS RISK / REHABS DESIRABLE CLASSES: RESTAURANTS BARS TAVERNS HOTEL / MOTEL / APARTMENTS SHOPPING CENTERS LARGE PROPERTY SCHEDULES VARIOUS MERCANTILE NB-10 / VACANT PROPERTIES 1-3-6 MONTH OR ANNUAL POLICY AND MANY MORE |
COMMERCIAL CASUALTY INSURANCE
$6,000,000 IN HOUSE QUOTING AND BINDING AUTHORITY
| COVERAGES AVAILABLE: OCCURANCE FORM CLAIMS MADE (IF NECESSARY) OL&T / CGL M&C / CGL PRODUCTS/COMPLETED OPERATIONS BROAD FORM CGL LIQUOR LIABILITY UMBRELLAS EXCESS G.L. *GARAGE LIABILITY & GARAGE KEEPERS LEGAL SPECIAL EVENTS LIABILITY  (SEE ATTACHED LIST)DESIRABLE CLASSES: OL&T CLASSES LIGHT M&C CLASSES ARTESIAN CONTRACTORS LIGHT MANUFACTURING HEAVIER M&C CLASSES (CALL & INQUIRE) NO OIL OR WET GL |
COMMERCIAL INLAND MARINE INSURANCE
| COVERAGES AVAILABLE: ALL RISK NAMED PERILS EDP JEWELRY FLOATERS FINE ARTS FLOATERS DESIRABLE CLASSES: MISC. ARTICLES FLOATER EQUIPMENT FLOATERS MOTOR TRUCK CARGO BAILEES WAREHOUSEMEN’S LEGAL AND MANY MORE |
HOMEOWNERS PROGRAM HIGHLIGHT
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- COMPETITIVE RATES, ESPECIALLY FOR NEWER HOMES - DWELLING LIMITS BETWEEN $100,000 AND $750,000 - HOMES BUILT 1970 AND LATER - PRIMARY OCCUPANCY - ORDINANCE OR LAW (BUILDING CODE) ISSUED AT 25% OF COVERAGE A - WIND DEDUCTIBLE DETERMINED BY PROPERTY SPECIFICS COVERAGE A DWELLING – MINIUM $100,000 MAXIMUM $750,000 COVERAGE B OTHER STRUCTURES – ISSUED AT 10% OF A UNLESS SPECIFICALLY EXCLUDED COVERAGE C PERSONAL PROPERTY – 50% OF COVERAGE A COVERAGE D LOSS OF USE – 20% OF COVERAGE A COVERAGE E PERSONAL LIABILITY – ISSUED AT $100,000 OPTION TO INCREASE TO $300,000 ANIMAL LIABILITY SUBLIMIT $25,000 VICIOUS ANIMALS & OR OTHER THAN DOMESTIC ANIMALS – EXCLUDED BODILY INJURY ARISING FROM UNFENCED POOL – EXCLUDED COVERAGE F MEDICAL PAYMENTS – $2,000 NO INCREASE/DECREASE |